Extend your reach, instantly.

When it comes to banking, credit union members value convenience, accessibility and most of all, great service. But what happens when a member needs to conduct a financial transaction and is away from their home branch? That's where UsNet comes in.

Whether traveling, relocating, or just can't make the trip across town, the CO-OP Shared Branch network enables credit union members to access their accounts at thousands of participating credit-union branches.

Flexibility: Members can access their accounts at more than 5,000 shared branch locations, 2,000 self-service locations or over the phone.

Convenience: Members can visit participating branches with extended hours, in popular locations or in vacation spots.

Real Member Service: Members get one-on-one attention from a teller – whenever, wherever.

All the Conveniences of home.

Members using a shared branching location can perform most transactions as they would at their home credit union, including:

  • Deposits
  • Withdrawals
  • Account transfers
  • Statement printouts/balances
  • Account histories
  • Loan payments
  • Loan advancements
  • Money orders *
  • Gift cards*

Members never pay a fee, and their accounts are updated instantly. The network automatically settles transaction fees and reports transaction volume, fee income and other parameters daily.

*These transaction options are customized by each individual credit union, are subject to fees and may not be available at all credit unions.